Cost of Living Guide · Roswell, GA

Cost of Living in Roswell, GA

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Roswell is one of Georgia's largest cities and one of North Fulton's most established — a historic 1830s town with a walkable Canton Street district and miles of Chattahoochee River parks. It's upscale, but a step more attainable than neighboring Alpharetta. Here's the verified cost picture.

Quick answer

Roswell is an above-average-cost North Fulton suburb, driven by housing. The median household income is about $126,500 and the median home value runs roughly $567,000–$678,000 depending on the Census series (U.S. Census/ACS). The combined sales tax is 7.75% and Georgia's flat state income tax is 4.99% for 2026. It's pricier than the metro average but generally a notch below Alpharetta and Johns Creek.

Is Roswell expensive to live in?

Roswell is above the metro-Atlanta average but usually more attainable than the priciest North Fulton cities. Housing is the driver, and the payoff is lifestyle: a preserved Historic District, the restaurant-and-arts scene along Canton Street, and about nine miles of Chattahoochee River frontage with riverside parks. Strong Fulton County schools and proximity to North Fulton job centers keep demand — and prices — firm.

Housing overview

Census figures put the median home value in the $567,000–$678,000 range (the spread reflects one-year vs. five-year Census estimates). Housing is varied for a North Fulton city: historic homes near the square, established 1970s–80s swim/tennis communities like Martin's Landing, newer subdivisions, and townhomes and apartments near GA-400. That mix makes Roswell a bit more flexible on budget than some of its neighbors.

Cost-of-living breakdown

  • Housing — the primary driver; above metro and national norms.
  • Utilities — near the metro average; summer cooling is the main swing.
  • Groceries & healthcare — close to the metro-Atlanta average.
  • Transportation — car-dependent (no rail), so fuel and vehicle costs matter.
  • Taxes — 7.75% sales tax and Georgia's flat 4.99% (2026) income tax; property tax is meaningful at these home values.

Utilities

Electricity is provided by Georgia Power; water and sewer through the City of Roswell / Fulton County; natural gas on the Atlanta Gas Light network via competing marketers. Summer air-conditioning is the biggest seasonal cost. Schedule utilities to switch on for your move-in date.

Transportation and commuting

Roswell is car-dependent: there's no MARTA rail in North Fulton. MARTA buses (routes 85, 142, 185) connect to the North Springs rail station and the Mansell Road park-and-ride, and a GA-400 bus-rapid-transit project is planned but not yet built. The main roads are GA-400 along the eastern edge, GA-9 (Atlanta Street/Alpharetta Highway) through downtown, GA-92, and GA-120 (Holcomb Bridge Road). Most households drive and weigh commute time by neighborhood.

Schools

Roswell is served by Fulton County Schools. Roswell High School is a former National Blue Ribbon School and the city's flagship; Centennial and Independence high schools also serve Roswell attendance zones. As across North Fulton, school demand is reflected in home prices, so families often factor the school assignment into a home's value.

Taxes

  • Sales tax: 7.75% — 4% Georgia state, 3% Fulton County, and a 0.75% special district.
  • State income tax: Georgia charges a flat state income tax of 4.99% for 2026. No separate city income tax.
  • Property tax: billed through Fulton County with a city portion; homestead exemptions apply for owner-occupants. Higher home values make the dollar amount a real budget line.

Moving to Roswell: what to plan for

Historic homes near Canton Street can mean tight streets and stairs; established swim/tennis communities sometimes have gate access or HOA rules; and GA-400 shapes truck routing. Month-end is the busiest window. LIOO's Roswell moversMoving to RoswellBest neighborhoods in Roswell handle local moves across North Fulton, our residential movers cover single-family homes, and long-distance movers bring households in from out of state.

Neighborhoods

  • Historic Roswell / Canton Street — the walkable historic core with dining, galleries, and the Town Square.
  • Martin's Landing — an established community with a lake, pools, tennis, and trails near the river.
  • Willeo / river corridor — the western area along the Chattahoochee, near Willeo Park and riverside trails.

Comparing North Fulton suburbs? See our Roswell vs. Alpharetta guide.

Local moving tips

  • For a home near the square, scout parking and carry paths — historic streets are tight.
  • Confirm any HOA gate access or certificate-of-insurance rules before move day.
  • Book early for a month-end or summer move.
  • Schedule utilities to start on move-in day.

Roswell vs. metro Atlanta vs. the U.S.

MeasureRoswellMetro AtlantaU.S.
Median household income~$126,500≈ $85,000≈ $78,000
Median home value~$567K–$678K≈ $380,000≈ $340,000
Combined sales tax7.75%6–8.9%varies
State income taxFlat 4.99% (GA)Flat 4.99% (GA)Varies by state

Income and home-value figures reflect U.S. Census Bureau (ACS) data; market prices vary. Metro and U.S. columns are rounded reference points.

Cost of living in Roswell FAQ

Is Roswell expensive to live in?+
It's above the metro-Atlanta average, driven by housing, but usually a step more attainable than Alpharetta or Johns Creek. Historic charm and river parks are part of the draw.
What is the median household income in Roswell?+
About $126,500, per U.S. Census Bureau data — well above the metro-Atlanta and national medians.
What is the sales tax rate in Roswell?+
7.75% — 4% Georgia state, 3% Fulton County, and a 0.75% special district. Georgia also has a flat state income tax of 4.99% for 2026.
Does Roswell have MARTA rail?+
No. North Fulton has no rail. MARTA buses connect to the North Springs station and Mansell Road park-and-ride, and most residents drive via GA-400.
Is Roswell cheaper than Alpharetta?+
Generally a bit, yes — Roswell's home values often run below Alpharetta's, though both are above the metro average. See our Roswell vs. Alpharetta comparison.
How much does it cost to move to Roswell?+
Local moves are billed hourly; long-distance moves are quoted by load and route. See our metro-Atlanta moving cost guide and get a free quote.

Moving to Roswell?

LIOO Moving is a Licensed Georgia Household Goods Carrier with insured crews, transparent hourly pricing, and 24/7 booking. Get a free quote and reserve your date.

Keep reading

Sources

  • U.S. Census Bureau — American Community Survey, Roswell city, Georgia (census.gov)
  • Georgia sales-tax references — SalesTaxHandbook / Avalara (Roswell 7.75%)
  • Georgia Department of Revenue — income tax rate (dor.georgia.gov)
  • Fulton County Schools / Roswell High School (fultonschools.org)
  • City of Roswell transit (roswellgov.com)
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